This doctoral dissertation examines the sustainability and adequacy of the Greek pension system under demographic ageing and fiscal constraints. Drawing on a structured survey of 68 professionally relevant stakeholders from pension, insurance, and policy fields, the study analyses how demographic change affects long-term pension sustainability and what role private insurers can play within a multi-pillar framework. The empirical findings reveal limited confidence in the long-term viability of the current system and conditional support for supplementary private provision, particularly where governance quality, product transparency, and consumer protection are ensured. The study offers evidence-based recommendations for policymakers and insurance executives concerned with strengthening supplementary pension provision in Greece. The volume also includes a comparative analysis of Italy, Portugal, and Germany, and develops policy implications for other ageing societies.
Thomas Rammopoulos, DBA, is a Controller at Allianz Insurance with over 29 years of experience in the European insurance and financial services sector. He completed a Doctor of Business Administration through VERN University, Zagreb, and the International Business Academy of Switzerland. His research focuses on pension sustainability, private insurance, and demographic change in Greece and Southern Europe.
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